• Home Equity Loan
• Construction Loan
• Home Improvement Loan

EQUITY is the positive difference between the lesser of the appraised value/purchase price of your property and the total debts registered against it.

There are a variety of means to borrow against the equity in your property. Some, however, are more expensive than others.

To determine whether or not an Equity Line of Credit, Collateral Loan, Second Mortgage or Refinancing your existing mortgage is best for you contact us today.

If you are considering new construction JEM Mortgage & Investments™ can arrange your new construction financing.

New construction financing normally involves a series of payments to the contractor as the various stages of construction are completed. How these payments are structured should be of utmost importance to you as well as the type of financing that you arrange and the costs involved.

If you are considering renovating your existing property contact a JEM Loan Representative today to determine the least expensive financing option for your project.

Options to consider are a Line of Credit, a Personal Loan, a Credit Card or Refinancing your existing financing. JEM Mortgage & Investments™ will provide you with the details concerning the associated costs and the payment strategies that will save you interest dollars.